My Philosophy
You have unique goals. It is important that you receive advice customized to these goals. At HelmStead Wealth Management LLC, I assess and review your individual situation, and help put an appropriate plan of action in place. After your goals are defined and an acceptable risk level is agreed upon, an investment portfolio is tailored to mirror your plan.
Travis J. Brock, CFP®
About Me
I am an independent, fee-only advisor. This means my investment decisions are based solely upon what I think will achieve the client’s goals in the most efficient, cost effective manner. These decisions are not influenced by proprietary products or profitable commissions. This allows me to be objective when selecting the investments that are most appropriate for each situation. Using this approach permits me to craft and follow a retirement plan with your needs at the forefront.
Personal Information
When I am not visiting clients or spending time in the office, I enjoy being outside with my wife, Sarah, and our German shepherd, Violet. I also enjoy spending time in my woodshop, baseball, fly fishing, and many other summer sporting activities.
About Me
I am an independent, fee-only advisor. This means my investment decisions are based solely upon what I think will achieve the client’s goals in the most efficient, cost effective manner. These decisions are not influenced by proprietary products or profitable commissions. This allows me to be objective when selecting the investments that are most appropriate for each situation. Using this approach permits me to craft and follow a retirement plan with your needs at the forefront.
Personal Information
When I am not visiting clients or spending time in the office, I enjoy being outside with my wife, Sarah, and our German shepherd, Violet. I also enjoy spending time in my woodshop, baseball, fly fishing, and many other summer sporting activities.
Past Experience
I started my career in the financial industry in 2007, working an internship during my last year of college. Before advising individual clients, I gained experience from administrative duties, assisting a lead financial planner, preparing taxes, and even heading a trading department. This provided a great foundation or me to begin advising clients eight years ago. Dedication to my clients and a passion to further my education pushed me to become a CFP® professional in 2017. The Certified Financial Planner™ certification is the highest standard awarded to financial planners who meet certain criteria, pass a rigorous examination, and maintain their skills through continuing education.
The final step in this journey presented itself to me in late 2018 and HelmStead Wealth Management LLC was born. My goal is simple: I want to assist in every financial decision my clients make. These services encompass touching base with your tax preparer, discussing estate plans with your attorney, helping narrow down your budget, and everything else along the way. When your financial team is working together, your goals are more effectively and efficiently attained. If your current financial advisor is not more active in your financial life, please do not hesitate to give me a call at 715-676-0171.
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Services
Investment Management
Managing your investments is critical and an important piece to achieving success throughout retirement. Diversification, risk tolerance, retirement goals, and many other factors play an important role in a well-managed portfolio. I make investment decisions on your behalf, executing what I think will work in your best interest.
Comprehensive Financial Planning
No stone should be left unturned when planning for your future. A comprehensive financial plan takes into consideration your investments, risk tolerance, necessary insurance, cash flows, employee benefits, taxes, education planning, and estate planning. These areas will be thoroughly reviewed and organized into an easy to understand plan. If upgrades to any of these areas are necessary, we will review your options and look to a solution that fits your needs.
Retirement Planning
Retirement planning starts many years before your “last day at the office.” We work together to review retirement goals, Social Security options, insurance strategies, securing a budget, and then ultimately deciding what your retirement date could be. As you close in on retirement, we will also look at multiple “what if” scenarios to ensure you are on track to hit your retirement goals before it is too late.
Estate and Tax Review
Do you have beneficiaries listed on your assets? Are you considering federal and state taxes when withdrawing from your IRA? It is very important to make sure your entire financial life is in order. I will coordinate and work with your financial team to ensure your financial plan is working in conjunction with your estate plan and accounting professionals.
Diversification and asset allocation strategies do not assure profit or protect against loss. Past performance is no guarantee of future results. Investing involves risk. Depending on the types of investments, there may be varying degrees of risk. Investors should be prepared to bear loss, including total loss of principal.
Business Relationships
Every successful advisor needs a good team behind them, and my team ranks up there with the best in the industry.
Cambridge
The Midwest is known for their honest, friendly people and strong work ethic. Cambridge Investment Research Advisors, Inc. is no exception. Headquartered in Fairfield, Iowa, Cambridge was an obvious choice when I was looking for my Registered Investment Advisor. They are experienced in compliance oversight, account administration, and the complex support advisors need. Partnering with Cambridge to handle logistical items allows me to spend more time doing what I do best: working with clients.
Boyd Financial
The role of an Office of Supervisory Jurisdiction (OSJ) is important in the financial industry. Michael Boyd of Boyd Financial Services, LLC lends me his 20-plus years of industry experience along with acting as my OSJ. In addition to day-to-day supervision of their advisors, OSJ supervisors enforce policies and procedures to ensure their branch and the firm is compliant.
My client’s security is a top priority. Pairing an experienced OSJ with an already compliance-minded Cambridge is a recipe for success.